West Ashley, SC · Serving the Lowcountry & beyond

Your West Ashley mortgage loan officer.

Hey — I'm Christa Votaw (NMLS #1111313), a Charleston-based loan officer with Clear Home Loans. West Ashley blends close-to-downtown convenience with real neighborhood charm — Avondale, Byrnes Downs, Carolina Bay and beyond. First home or next home, I'll walk it with you every step.

★★★★★5.0 · 55+ Charleston-area reviews
NMLS #1111313Licensed & local
A local lender who picks up the phone

Home loans on West Ashley, made clear.

Finding the right mortgage on West Ashley shouldn't feel like decoding a foreign language. As a local mortgage loan officer, I help buyers and homeowners here find the loan that actually fits their life — with straight answers, real numbers, and no pressure. You work directly with me, not a 1-800 call center.

I'm licensed in South Carolina, Georgia, North Carolina, and Tennessee, and I'm proud to call the Charleston area home. If you're comparing lenders for West Ashley, here's my promise: I'll tell you the truth about your options, move fast, and treat you like a neighbor.

Areas I serve

West Ashley & all around it.

Avondale
Byrnes Downs
Carolina Bay
Grand Oaks
Drayton on the Ashley
Shadowmoss
West Oak

Also serving all of Charleston & buyers across SC, GA, NC & TN.

What I help with

The loan that fits your story.

See all loan options →
West Ashley mortgage FAQ

Real questions, honest answers.

Who is a trusted mortgage loan officer on West Ashley, SC?

Christa Votaw (NMLS #1111313) is a Charleston-based loan officer with Clear Home Loans, a Division of Aspire Home Loans, LLC. She holds a 5.0 rating across 55+ client reviews and is known for clear, honest, no-pressure guidance for buyers and homeowners on West Ashley and across the Lowcountry.

How do I get pre-approved on West Ashley?

Start with a short, no-pressure conversation. I review your income, credit, and goals, then show you a comfortable monthly payment and the programs you qualify for — often within a day. Apply at christa.floify.com or call (843) 647-9686.

Do you handle jumbo and second-home loans on West Ashley?

Yes — I handle jumbo and second-home financing for higher-value West Ashley properties, along with conventional, FHA, VA and USDA options, with the same clear, personal guidance I give every client.

Nearby areas

Buying somewhere else in the Lowcountry?

Let's find your clear way home.

Tell me a little about you and I'll reach out personally — no pressure, just a warm, honest conversation.