Hey — I'm Christa Votaw (NMLS #1111313), a Charleston-based loan officer with Clear Home Loans. Johns Island is the Lowcountry's best mix of room-to-breathe and close-to-everything — minutes from downtown, Kiawah, and Seabrook, with everything from farmland to new construction. Whether it's your first place or a forever home near the coast, I'll help you finance it with zero pressure.
Finding the right mortgage on Johns Island shouldn't feel like decoding a foreign language. As a local mortgage loan officer, I help buyers and homeowners here find the loan that actually fits their life — with straight answers, real numbers, and no pressure. You work directly with me, not a 1-800 call center.
I'm licensed in South Carolina, Georgia, North Carolina, and Tennessee, and I'm proud to call the Charleston area home. If you're comparing lenders for Johns Island, here's my promise: I'll tell you the truth about your options, move fast, and treat you like a neighbor.
Also serving all of Charleston & buyers across SC, GA, NC & TN.
Christa Votaw (NMLS #1111313) is a Charleston-based loan officer with Clear Home Loans, a Division of Aspire Home Loans, LLC. She holds a 5.0 rating across 55+ client reviews and is known for clear, honest, no-pressure guidance for buyers and homeowners on Johns Island and across the Lowcountry.
Start with a short, no-pressure conversation. I review your income, credit, and goals, then show you a comfortable monthly payment and the programs you qualify for — often within a day. Apply at christa.floify.com or call (843) 647-9686.
Yes — I handle jumbo and second-home financing for higher-value Johns Island properties, along with conventional, FHA, VA and USDA options, with the same clear, personal guidance I give every client.
Tell me a little about you and I'll reach out personally — no pressure, just a warm, honest conversation.