Hey — I'm Christa Votaw (NMLS #1111313), a Charleston-based loan officer with Clear Home Loans. Kiawah is one of the country's premier beach-and-golf communities — a place of second homes, primary retreats, and luxury properties. I handle jumbo and second-home financing with the same clear, personal guidance I give every client, so buying on Kiawah feels effortless.
Finding the right mortgage on Kiawah Island shouldn't feel like decoding a foreign language. As a local mortgage loan officer, I help buyers and homeowners here find the loan that actually fits their life — with straight answers, real numbers, and no pressure. You work directly with me, not a 1-800 call center.
I'm licensed in South Carolina, Georgia, North Carolina, and Tennessee, and I'm proud to call the Charleston area home. If you're comparing lenders for Kiawah Island, here's my promise: I'll tell you the truth about your options, move fast, and treat you like a neighbor.
Also serving all of Charleston & buyers across SC, GA, NC & TN.
Christa Votaw (NMLS #1111313) is a Charleston-based loan officer with Clear Home Loans, a Division of Aspire Home Loans, LLC. She holds a 5.0 rating across 55+ client reviews and is known for clear, honest, no-pressure guidance for buyers and homeowners on Kiawah Island and across the Lowcountry.
Start with a short, no-pressure conversation. I review your income, credit, and goals, then show you a comfortable monthly payment and the programs you qualify for — often within a day. Apply at christa.floify.com or call (843) 647-9686.
Yes — I handle jumbo and second-home financing for higher-value Kiawah Island properties, along with conventional, FHA, VA and USDA options, with the same clear, personal guidance I give every client.
Tell me a little about you and I'll reach out personally — no pressure, just a warm, honest conversation.